How It Works

A straightforward process from enquiry to funding

At builderloans.com.au, we help Australian construction businesses determine whether their commercial funding enquiry may align with our specialist funding partner's general lending criteria.

If appropriate, we'll facilitate an introduction for further assessment. Our role is to make the process straightforward, transparent, and focused on helping you understand the next steps.

Commercial funding is intended for genuine business purposes and is subject to assessment and approval by our funding partner. Terms, security requirements and funding timeframes vary depending on the circumstances of each enquiry.

Our Simple 4 Step Commercial Funding Process

Commercial funding built around real construction timelines

Construction businesses often can't afford to wait weeks for funding decisions. That's why we facilitate introductions to a specialist funding partner that can assess opportunities quickly and provide flexible funding solutions for eligible borrowers.

General guide only. Funding is subject to assessment, approval and funding partner criteria.

Security and Exit Strategy

Commercial funding is typically secured by a first or second mortgage over real property, although acceptable security depends on the funding partner's lending criteria.

A clear exit strategy is also generally required before funding can proceed. This may include the sale of a property, refinancing, or expected business or project proceeds.

These requirements help the funding partner assess risk and determine whether the funding is appropriate for your circumstances.

If your enquiry appears to align with the funding partner's general criteria, we'll facilitate an introduction so they can complete their assessment.

Australia-wide support, practical conversations