Funding Solutions
Funding Solutions
Commercial Funding Solutions for Construction Businesses
Short-term business funding from $50,000
builderloans.com.au helps Australian builders, trades and construction businesses access short-term, property-secured business funding by facilitating applications with an independent private lender.
Whether you’re managing a temporary cash flow gap, purchasing equipment, dealing with a time-sensitive land opportunity or bridging to longer-term finance, funding can be considered based on the transaction, available property security and proposed exit strategy.

Funding is available for genuine business purposes only and is subject to lender assessment and approval.
Common Funding Scenarios
Flexible funding solutions for construction businesses when timing matters.
Bridging Finance
Common uses include:
Land purchases or settlements
Bridging to longer-term finance
Bridging timing gaps between funding arrangements
Equipment & Vehicle Purchases
Funding commonly used for:
Earthmoving equipment & machinery
Work utes, trucks, and trailers
Workshop, manufacturing & trade equipment
Working Capital & Cash Flow
Often used to help:
Wages, suppliers & contractors
Temporary project cash flow gaps
Bridge slow invoice payments
Land & Development Funding

Common scenarios include:
Time-sensitive land settlements
Paying developers on time to avoid penalties
Strategic commercial property opportunities
Funding Overview
Commercial funding built around real construction timelines
Construction opportunities don’t always wait for traditional finance timelines.

builderloans.com.au helps builders and construction businesses navigate the enquiry and application process for short-term, property-secured business funding with an independent private lender.
Typical Feature
General Guide
Loan Amount
$50,000 – $1 million (larger transactions considered)
Indicative Interest Rate
From 1.95% p.m.*
Security Required
Approved real property
Purpose
Genuine business purposes only
Loan Term
1 - 12 months
Exit Strategy
Clear exit strategy generally required
Availability
Australia-wide
*Indicative rates start from 1.95% p.m. for eligible transactions and are subject to lender assessment, approved security and individual circumstances. Fees and other costs may apply.
The above table is a general guide only.
Who We Help
Funding Built Around the Construction Industry
We work with builders, trades and construction-related businesses seeking short-term funding for genuine commercial purposes.
Licensed builders & construction companies
Electrical, plumbing & trade contractors
Earthmoving and plant hire businesses
Building material suppliers
Engineers & other construction professionals
Manufacturers serving the construction industry
Other construction-related businesses
Construction Business Funding Support
Australia-wide support, practical conversations
Where We Operate
We work with construction businesses Australia-wide, from major cities to regional centres and growing construction corridors.
If your funding requirement is for a genuine business purpose and you have real property available as security, you're welcome to start an enquiry.
Ready to Start?
Whether you have a time-sensitive funding requirement or simply want to understand the next steps, start with a short enquiry.
Tell us what you're looking to fund, approximately how much you need and the property available as security, and we'll get in touch to discuss it.