Website Disclaimer

Effective Date: 18/09/2026
Last Updated: 18/09/2026


General Information

The information provided on builderloans.com.au is intended to provide general information about short-term business funding and related services for Australian businesses.


While we take reasonable care to keep information on this website current and accurate, funding requirements, lender criteria, interest rates, fees, timeframes and other transaction details may change and may differ depending on the circumstances of each application.


Information published on this website should not be relied upon as confirmation that funding will be available or that any particular terms will apply.


About builderloans.com.au

builderloans.com.au is a trading brand of Cassidy Digital, operated by Patrick Cassidy (ABN 64 230 991 722).

builderloans.com.au assists Australian construction businesses seeking short-term, property-secured business funding by facilitating applications with an independent private lender.


builderloans.com.au is not the lender, does not provide finance directly and does not make lending decisions.

Our role may include receiving and discussing funding enquiries, assisting with the application process, receiving completed applications and supporting information, forwarding information to the lender, communicating with applicants and providing lender-approved Letters of Offer.


No Financial, Credit or Professional Advice

Information published on builderloans.com.au is general in nature only.


Nothing on this website is intended to:

  • recommend a particular loan or finance product;
  • provide financial advice;
  • provide credit advice;
  • provide legal, taxation or accounting advice; or
  • represent that a particular funding arrangement is appropriate for your circumstances.


Information has not been prepared having regard to your individual financial position, objectives or circumstances.

You should obtain independent professional advice where appropriate before entering into a funding arrangement or making a significant financial or commercial decision.


Business-Purpose Funding Only

The funding described on builderloans.com.au is intended for genuine business or commercial purposes only.

We do not facilitate funding for personal, domestic or household purposes.


Property offered as security may include residential, commercial or industrial property or land, subject to lender assessment and approval.


The type of property offered as security does not, by itself, determine the purpose of the funding.


Enquiries and Applications

Submitting an initial funding enquiry through builderloans.com.au does not constitute:

  • a formal loan application;
  • a loan approval;
  • an offer of finance;
  • a commitment by the lender to lend; or
  • a guarantee that funding will be available.


If an enquiry progresses, additional information and documentation may be required before a formal application can be submitted to the lender.


builderloans.com.au may assist with the application process, but the lender independently assesses the transaction and determines whether it wishes to provide funding.


Lending Decisions

All lending decisions are made by the lender.


The lender may consider matters including:

  • the business purpose of the funding;
  • requested loan amount and term;
  • available property security;
  • mortgage position;
  • property value and available equity;
  • proposed exit strategy;
  • financial and supporting information;
  • searches and due diligence; and
  • other matters relevant to the transaction.


builderloans.com.au does not control or guarantee the outcome of the lender’s assessment.


Letters of Offer

If the lender wishes to proceed, it may approve and issue a Letter of Offer setting out the proposed terms of the transaction.

builderloans.com.au may be authorised by the lender to provide an approved Letter of Offer to an applicant and receive an executed Letter of Offer and associated documentation on the lender’s behalf.


Any Letter of Offer is issued by the lender.

builderloans.com.au does not have authority to vary or amend the lender’s approved terms unless expressly authorised by the lender.


Interest Rates, Fees and Funding Information

Any funding amounts, interest rates, fees, loan terms or other figures displayed on builderloans.com.au are general or indicative only unless expressly stated otherwise.


An interest rate advertised as being available “from” a particular rate will only apply to transactions that meet the lender’s applicable requirements.


Actual rates, fees and other terms may vary depending on factors including:

  • the nature and value of the security;
  • available equity;
  • first or second mortgage position;
  • requested loan amount;
  • loan term;
  • business purpose;
  • transaction risk;
  • exit strategy; and
  • the lender’s assessment.


Lender fees, legal costs, valuation costs and other third-party expenses may apply.

Where the lender wishes to proceed, relevant transaction-specific pricing, fees, security requirements and conditions will be detailed in the applicable Letter of Offer and/or formal loan documentation.


Timeframes

Any funding, assessment, approval or settlement timeframes referred to on builderloans.com.au are indicative only.


Actual timeframes depend on the circumstances of each transaction, including:

  • completeness of information provided;
  • lender assessment;
  • due diligence;
  • valuation requirements;
  • legal documentation;
  • verification requirements; and
  • satisfaction of any conditions applicable to the transaction.


No particular approval or settlement timeframe is guaranteed unless expressly confirmed in transaction-specific documentation.


Formal Loan Documentation

Acceptance of a Letter of Offer does not necessarily mean that settlement will occur.

If a matter progresses, the lender may instruct lawyers to prepare formal loan and security documentation.

Settlement may remain subject to matters including due diligence, verification, execution of formal documentation, satisfaction of conditions and any other requirements imposed by the lender.

Any final loan is governed by the transaction-specific legal documents, not by information published on builderloans.com.au.


Third-Party Services

A funding transaction may involve independent third parties such as:

  • the lender;
  • lawyers;
  • valuers;
  • verification providers;
  • accountants;
  • professional advisers; and
  • other transaction service providers.


Those parties may operate under their own terms, fees, responsibilities and privacy practices.

builderloans.com.au is not responsible for decisions or services independently provided by third parties, except to the extent required by law.


Third-Party Websites

builderloans.com.au may contain links to websites operated by third parties.

Those links are provided for convenience or information only.

We do not control those websites and are not responsible for their content, availability, security, products, services or privacy practices.


Limitation of Liability

To the maximum extent permitted by law, builderloans.com.au and Cassidy Digital are not liable for loss arising solely from:

  • reliance on general website information rather than transaction-specific documentation or professional advice;
  • a lender’s independent decision whether or not to provide funding;
  • transaction terms independently determined by the lender;
  • changes to lender criteria, pricing or funding availability; or
  • acts or omissions of independent third-party service providers outside our reasonable control.


Nothing in this Disclaimer excludes, restricts or modifies any right, remedy, guarantee or liability that cannot lawfully be excluded, restricted or modified.


Privacy

Personal information submitted through builderloans.com.au is handled in accordance with our Privacy Policy.

Information relevant to a funding enquiry or application may be shared with the lender and relevant service providers where appropriate and in accordance with that policy.


Changes to This Disclaimer

We may update this Commercial Funding Disclaimer from time to time to reflect changes to our business, website, funding process or legal requirements.


The current version will be published on builderloans.com.au with the updated date shown above.


Contact Us

If you have any questions about this Commercial Funding Disclaimer, please contact:


Cassidy Digital
Trading as builderloans.com.au
Operated by Patrick Cassidy
ABN 64 230 991 722


Email: hello@builderloans.com.au

Postal Address:
PO Box 870
Upper Coomera QLD 4209
Australia